UOB Annual Report 2019

Balancing
Growth with
Responsibility

Wastescape
Chaichana Luetrakun
Acrylic on canvas
180 x 180 cm
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Annual Report 2019

Deputy Chairman
and CEO’s Report
Generating Long-term Value

Wee Ee Cheong
Deputy Chairman and
Chief Executive Officer
          "Thinking ahead on behalf and in support of our stakeholders is core to us given our entrepreneurial roots and the ownership mentality rooted in our origins… As we start this new decade, UOB, as an ASEAN-based bank, reaffirms our confidence in this region."
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International presence

Balancing Growth with
Stability for the Long Term

Chairman’s Statement
Deputy Chairman and CEO’s Report
Financial Highlights
Investor Highlights
Award Highlights
International presence

Building and Deepening
Long-term Relationships

Source: UOB Private Bank 'Ice Cream Generations' TV Commercial
Providing Customers with Seamless Connectivity Across Our Network
Creating Solutions Essential to Customers’ Life and Business Stages
Helping Our Colleagues Make a Meaningful Difference
International presence

Shaping a
Sustainable Future

Sustainability Approach
Drive Growth Sustainably
Keep Customers at the Centre
Develop Professionals of Principle
Uphold Corporate Responsibility
International presence

Where We
Operate

>500
branches and offices in Asia Pacific,
Europe and North America
Asia 500
International presence

Where We
Operate

Annual Report 2019

Financial Highlights

  • Net interest
    income
    ($ million)
    Non-interest
    income
    ($ million)
    Non-interest
    income/Total
    income (%)

    Total Income

  • Net Profit After Tax
    ($ million)
    Return on Equity
    (%)

    Net Profit After Tax and
    Return on Equity

  • Loans
    ($ billion)
    Deposits
    ($ billion)
    Loan/Deposit
    ratio (%)

    Customer Loans/Deposits

  • CET1 CAR
    (%)
    Total CAR
    (%)

    Capital Adequacy Ratio (CAR)

  • $ billion
    • Singapore 139
    • Southeast Asia 63
    • North Asia 43
    • Rest of the World 24

    Loans By Geography

  •  
    • Singapore 57%
    • Southeast Asia 27%
    • North Asia 10%
    • Rest of the World 6%

    Overseas Total Income Contribution

Financial Highlights
Full Financial Report
About Us
Balancing Growth with Stability for the Long Term
Building and Deepening Long-term Relationships
Shaping a Sustainable Future
Governance
Financial Report
Shareholder Reference
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Other Key Sections
Corporate Governance
Financial Highlights
Five-Year Group Performance Summary
Our Corporate Milestones
Quick Links
www.uobgroup.com
Investor Relations
Full Annual Report 2019 pdf
Past Years’ Annual Report
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Company Reg. No. 193500026Z. All Rights Reserved.

As part of our efforts to reduce our environmental footprint, we will no longer distribute our Annual Report by way of a CD-rom. We would like to invite you to join us in our sustainability efforts and refer to the electronic Annual Report.