Foreign Currency Time/Fixed Deposit
Maximise your returns on foreign currency deposits with our higher interest rates
Secure higher returns for foreign currencies
Gain higher interest
With one of Singapore’s lowest deposit requirements, start your investment journey with confidence and earn higher interest through our rates here.
Instant applicationNEW!
Reduce waiting time at the branch and open a UOB Fixed Deposit account instantly online here.
Flexible choice
We offer a wide range of tenors to suit your needs.
Convenient automatic renewal
Enjoy the convenience of automatic renewal upon maturity of your fixed deposit while you stay home and stay safe.
How it works
To place a new fixed deposit
Step 1: Transfer the minimum required fresh funds to your existing savings/current account
Step 2: Login to UOB Personal Internet Banking > Click "Investment" > Select "Fixed Deposit"
Step 3: Fill in the following details
- Fixed Deposits Account
- Placement Amount
- Placement Currency
- Tenor
- Debiting Account
- Maturity instruction
Once your transaction is successful, your new placement will be shown when you click into the account.
To amend maturity instructions
Step 1: Login to UOB Personal Internet Banking
Step 2: Click "Investment" > Select "Fixed Deposit"
Step 3: Click "Amend" and amend your maturity instruction
Once you have confirmed to proceed, your new maturity instructions will be shown when you click into the account.
Things you should know
Eligibility and fees
Age
18 years old and aboveNo fees are required to maintain the account.
Minimum Placement
- Currency
- Tenor (1, 2, 3, 6 and 12 months)
Currency | Tenor (1, 2, 3, 6 and 12 months) |
US Dollar | USD 5,000 |
Australian Dollar | AUD 5,000 |
British Pound | GBP 5,000 |
Canadian Dollar | CAD 5,000 |
Euro | EUR 5,000 |
New Zealand Dollar | NZD 5,000 |
Swiss Franc | CHF 5,000 |
Japanese Yen | JPY 500,000 |
Information notice
Important information on the use of UOB Accounts and Services
Make banking simpler with these services
Track your investments on the go
Use UOB TMRW to view, manage and keep track of all your UOB accounts.
You can also use the app to place new fixed deposits, as well as renew or withdraw from matured ones anytime.
Get alerts about your account instantly
Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.
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Singapore Dollar Time/Fixed Deposit
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UOB FX+ Debit Card
Now, stretching your travel dollar is no longer a stretch.
- Convert 11 popular currencies with no conversion fee.
- Enjoy 3.25% cashback on all other foreign currency spend, with no cashback cap. Valid till 31 December 2024.
- S$5 cashback on overseas ATM withdrawals.
T&Cs apply.
UOB Stash Account
Accumulate even more savings with up to 5.0% p.a. interest when you maintain or increase your Monthly Average Balance.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.