Foreign Currency Time/Fixed Deposit

Foreign Currency Time/Fixed Deposit

Maximise your returns on foreign currency deposits with our higher interest rates

Secure higher returns for foreign currencies

Gain higher interest

Gain higher interest

With one of Singapore’s lowest deposit requirements, start your investment journey with confidence and earn higher interest through our rates here.

Instant application NEW

Instant applicationNEW!

Reduce waiting time at the branch and open a UOB Fixed Deposit account instantly online here.

Flexible choice

Flexible choice

We offer a wide range of tenors to suit your needs.

Convenient automatic renewal

Convenient automatic renewal

Enjoy the convenience of automatic renewal upon maturity of your fixed deposit while you stay home and stay safe.

How it works

To place a new fixed deposit

 

Step 1: Transfer the minimum required fresh funds to your existing savings/current account

 

Step 2: Login to UOB Personal Internet Banking > Click "Investment" > Select "Fixed Deposit"

 

Step 3: Fill in the following details

 

  • Fixed Deposits Account
  • Placement Amount
  • Placement Currency
  • Tenor
  • Debiting Account
  • Maturity instruction

Once your transaction is successful, your new placement will be shown when you click into the account.

 

To amend maturity instructions

 

Step 1: Login to UOB Personal Internet Banking

 

Step 2: Click "Investment" > Select "Fixed Deposit"

 

Step 3: Click "Amend" and amend your maturity instruction

 

Once you have confirmed to proceed, your new maturity instructions will be shown when you click into the account.

Things you should know

Eligibility and fees
chevron
Age
18 years old and above

No fees are required to maintain the account.

Important information on the use of UOB Accounts and Services

Terms & Conditions

Ready to apply? Open your account instantly

Ready to apply? Open your account instantly.

Make banking simpler with these services

Track your investments on the go

Use UOB TMRW to view, manage and keep track of all your UOB accounts.

You can also use the app to place new fixed deposits, as well as renew or withdraw from matured ones anytime.

Get alerts about your account instantly

Get alerts about your account instantly

Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.

Here’s something else you may like

Singapore Dollar Time/Fixed Deposit

Enjoy higher returns on your spare cash through a promotional interest rate with minimal risk.

    UOB FX+ Debit Card

    Now, stretching your travel dollar is no longer a stretch.

    • Convert 11 popular currencies with no conversion fee.
    • Enjoy 3.25% cashback on all other foreign currency spend, with no cashback cap. Valid till 31 December 2024.
    • S$5 cashback on overseas ATM withdrawals.

     

    T&Cs apply.

      UOB Stash Account

      Accumulate even more savings with up to 5.0% p.a. interest when you maintain or increase your Monthly Average Balance.

        SDIC

        Deposit Insurance Scheme

        Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


        Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

        We're here to help