How UOB protects you

How UOB protects you

Enjoy convenience and confidence with UOB online banking, thanks to our multi-layered security approach. Learn more about how we keep your transactions safe.

UOB Security Measures

  • All
  • General Banking
  • Digital Banking
  • Cards
Changes to your Notification Alerts for early fraud detection
changes_to_your_notification_alerts_for_early_fraud_detection_new!
General Banking

Changes to your Notification Alerts for early fraud detection NEW!

To ensure you stay informed about your transactions, please be informed that the unsubscribe option for selected outgoing payment alerts will be disabled from end July 2024 onwards. Instead, you will either receive email or SMS notification for the relevant transaction.

Click on the button below for the list of transaction alerts that UOB is currently offering and the transaction alert default setting, which you will also have the option to subscribe to selected alerts. It is important to subscribe to transaction alerts to be alerted of any potential fraudulent activity.

    Enhanced Protection for your Digital banking login
    enhanced_protection_for_your_digital_banking_login_new!
    Digital Banking

    Enhanced Protection for your Digital banking login NEW!

    As part of the latest industry move to protect you from phishing scams, from end July 2024 onwards, customers on Digital Token can no longer use SMS OTP or Digital token generated OTP to authenticate their login request to UOB Personal Internet Banking (PIB). Instead, you will need to use Digital Token to authenticate your login.

    Missed the Digital Token notification?

    Simply tap on “Digital token” icon on the login screen of your UOB TMRW app to retrieve the notification.

      Get extra protection for your money
      get_extra_protection_for_your_money
      General Banking

      Get extra protection for your money

      Digital scams are on the rise. Give your savings an added layer of security with the all-new UOB LockAway AccountTM and transfer in money to keep it locked away from digital scams.

      Add on the UOB LockAway Account today for greater peace of mind, for money you don’t need everyday access to. Any withdrawal of funds must be done in-person at any of our UOB branches in Singapore.

      Lock away any amount. No minimum, no maximum, no fall-below fees.

      Insured up to S$100k by SDIC.

        Restrict access to UOB TMRW app for unauthorised apps
        restrict_access_to_uob_tmrw_app_when_unauthorised_apps_are_detected_
        Digital Banking

        Restrict access to UOB TMRW app when unauthorised apps are detected

        We will restrict your access to UOB TMRW app when mobile apps with risky permissions are detected, as this may compromise your banking and personal information. The name of the app will be highlighted on the screen. The UOB TMRW session will be terminated, and you will then be directed back to the login page.

          Restrict access to UOB TMRW app when screen sharing is detected
          restrict_access_to_uob_tmrw_app_when_screen_sharing_is_detected
          Digital Banking

          Restrict access to UOB TMRW app when screen sharing is detected

          We will restrict your access once we detect any apps/tools attempting to gain access to your UOB TMRW app. This measure is necessary to protect your online banking data.  In order for you to continue using UOB TMRW app, you will need to stop screen sharing on the other app/tool, before being redirected to the login screen.

            Kill Switch
            kill_switch_(disable_internet_banking_and_mobile_banking_access)
            Digital Banking

            Kill Switch (Disable Internet Banking and Mobile Banking access)

            You can instantly disable your digital access with our emergency self-service “kill switch” feature, if you suspect that your account has been compromised.

            3 ways to do so:
            Call our 24-hour Fraud Hotline at 6255 0160 > press 2
            Call General Hotline at 1800 222 2121, press 1 (for English) or 2 (for Chinese) > press 1 > press 2
            Make a report at our nearest UOB branch

            Once the digital access is disabled, you will receive a SMS notification and any active login session will be logged out.

            Upon activating our self-service "kill switch" feature, our UOB Customer Service Officer will contact you within 24 hours to assist with your compromised bank account/cards.

            To re-activate your digital access, please call our General Hotline at 1800 222 2121 or visit your nearest UOB branch for assistance.

              Replace or block your card
              replace_or_block_your_card
              Cards

              Replace or block your card

              No more waiting on hold. You can now report a lost card, request for a replacement card or temporarily/permanently block your card. If you have temporarily blocked your card, you will be able to unblock your card later on UOB TMRW.

              For lost card

              Simply log in to UOB TMRW and tap on "Accounts" > Select the affected card > Tap on "Lost card" to proceed. For full step-by-step guide, please click here.

              For fraudulent transactions

              If you wish to block your card for fraudulent transactions, please log in to UOB TMRW and tap on "Accounts" > Select the affected card > Tap on "Fraud" to block your card > Contact UOB Fraud 6255 0160 to report on your fraudulent transactions. For full step-by-step guide, please click here.

              If you wish to unblock your card, please contact UOB Customer Service Hotline at 1800 222 2121 for assistance.

                Stay updated on your incoming PayNow transactions
                stay_updated_on_your_incoming_paynow_transactions
                Digital Banking

                Stay updated on your incoming PayNow transactions

                From 1 Mar 2023, we will phase out SMS notifications for incoming PayNow transactions. Customers will be notified via email and push notifications on UOB TMRW.

                  Protecting your transactions on Personal Internet Banking and UOB TMRW
                  protecting_your_transactions_on_personal_internet_banking_and_uob_tmrw
                  Digital Banking

                  Protecting your transactions on Personal Internet Banking and UOB TMRW

                  From 13 December 2022, we will be implementing an extra layer of authentication by sending a One-Time Password (OTP) to your registered email to complete selected high-risk transactions on Personal Internet Banking and TMRW.

                    Alerts for your GIRO transactions
                    alerts_for_your_giro_transactions
                    Digital Banking

                    Alerts for your GIRO transactions

                    We are committed to ensure that you have a safe and secure banking experience without compromising on convenience.

                      Revision of funds transfer limit
                      revision_of_funds_transfer_limit
                      Digital Banking

                      Revision of funds transfer limit

                      With effect from 4 November 2023, the maximum transfer limit had been revised to S$200,000 for all customers. This applies to fund transfers to other UOB accounts, other bank accounts, eNETS and Bill Payment. The default limit for funds transfers remains at S$5,000, which you can manage your limits via UOB Personal Internet Banking or the UOB TMRW app, or set lower limits to safeguard your banking transactions. Click on below button for the step-by-step guide.

                        UniAlerts
                        unialerts
                        Cards

                        UniAlerts

                        Keeps you informed of your transactions.
                        Avoid late payment of your UOB Credit Card bills and get instant updates of your account activities via UniAlerts.
                        Login to UOB Personal Internet Banking here and click on Account Services > Manage Alerts to subscribe – make sure your contact details are updated.

                          Default transaction notification set at S$100
                          default_transaction_notification_set_at_s$100
                          Digital Banking

                          Default transaction notification set at S$100

                          You may still customise your transaction notification threshold via UOB Personal Internet Banking.

                            Mandating transaction alert for Cashier’s order and Demand Draft
                            mandating_transaction_alert_for_cashier’s_order_and_demand_draft
                            Digital Banking

                            Mandating transaction alert for Cashier’s order and Demand Draft

                            For security reasons, we have mandated transaction alerts for Cashier’s Orders and Demand Drafts. The unsubscribe option of the transaction alerts will no longer be available.

                              Additional transaction signing required for transfers above $5,000 to new payees
                              additional_transaction_signing_required_for_transfers_above_$5,000_to_added_payees
                              Digital Banking

                              Additional transaction signing required for transfers above $5,000 to added payees

                              This measure caps the amount that a scammer may pilfer without phishing for your transaction signing code.

                                12-hour cooling period transfers to all new payees
                                12-hour_cooling_period_transfers_to_all_new_payees
                                Digital Banking

                                12-hour cooling period transfers to all new payees

                                This measure prevents scammers from adding new payees and performing funds transfers immediately. You will be notified via SMS when adding new payees.

                                  Credit/Debit Card Security Alert
                                  credit/debit_card_security_alert
                                  Cards

                                  Credit/Debit Card Security Alert

                                  Receive SMS alerts for transactions you make on your credit/debit card.

                                    12-hour cooling period on activation of new Digital Token
                                    12-hour_cooling_period_on_activation_of_new_digital_token
                                    Digital Banking

                                    12-hour cooling period on activation of new Digital Token

                                    If you are alerted to an unauthorised token activation, please call our Fraud Hotline immediately.

                                      Removal of clickable phone numbers in bank-sent emails and SMSes
                                      removal_of_clickable_phone_numbers_in_bank-sent_emails_and_smses
                                      General Banking

                                      Removal of clickable phone numbers in bank-sent emails and SMSes

                                      We had removed all clickable phone numbers in our emails and SMSes to you as our additional measure to protect you from scammers. Any SMS or email claiming to be from UOB that contains a link in the phone number will likely be a scammer. Do not click.

                                        Receive 'New Device Login' alerts
                                        receive_'new_device_login'_alerts
                                        Digital Banking

                                        Receive 'New Device Login' alerts

                                        Alerts are sent via email when signing in from a different device or browser for the first time. If you detect any unauthorised logins, please contact the Fraud Hotline immediately.

                                          Automatic Logout Feature
                                          automatic_logout_feature
                                          Digital Banking

                                          Automatic Logout Feature

                                          Inactive Internet Banking sessions will be detected by our system and you will automatically be logged out to ensure your account details are not compromised.

                                            Unique Login Credentials
                                            unique_login_credentials
                                            Digital Banking

                                            Unique Login Credentials

                                            Access your Internet Banking account with a unique Username and Password that cannot be used by anyone else.

                                              Compare accounts

                                              Self-service "Kill Switch" feature

                                              Self-service "Kill Switch" feature

                                              Disable your digital access instantly with our self-service “kill switch” feature, if you suspect that your account has been compromised.

                                              3 ways to do so:

                                              • Call our 24-hour Fraud Hotline at 6255 0160 › press 2
                                              • Call General Hotline at 1800 222 2121, press 1 (for English) or 2 (for Chinese) › press 1 (to report a case) › press 2 (to activate Kill Switch)
                                              • Make a report at our nearest UOB branch

                                              Once the digital access is disabled, you will receive a SMS notification and any active login session will be logged out. Upon activating our self-service "kill switch" feature, our UOB Customer Service Officer will contact you within 24 hours to assist with your compromised bank account/cards.

                                              To re-activate your digital access, please call our General Hotline at 1800 222 2121 or visit your nearest UOB branch for assistance.

                                              Call Hotline Find UOB Branch

                                              We're here to help

                                              Make TMRW yours, download now!