UOB Cash Advance
3 easy ways to instant cash
Via UOB TMRW/UOB Personal Internet Banking
Transfer funds from your credit card to any bank account instantly via TMRW/UOB Personal Internet Banking.
Via ATMs
Enjoy greater flexibility and convenience with your cash from ATM.
Over the Bank Counter
Withdraw cash at any local UOB Group branch.
Get up to 10% cash rebate with UOB Cash Advance overseas
From now till 31 December 2024, be the first 200 Cardmembers to get an 8% cash rebate on your successful overseas Cash Advance transaction* of min. S$200. Plus, an additional 2% cash rebate when you accumulate total overseas Cash Advance transactions of over S$2,000, capped at S$300 cash rebate per Cardmember.
To sign up for the promotion, SMS the following to 77862: CAFX10<space>Last 4 Characters of NRIC/Passport<space>Date of Birth in DDMMYY (e.g. CAFX10 567A 310790)
*Cash Advance fees and other T&Cs apply. 
Things you should know
More Information
- The minimum amount for Cash Advance done via ATM is S$200.
- Cash Advance amount is pegged to 75% of your credit limit or available credit limit (whichever is lower) and Cash Advance transaction is not applicable on temporary limit.
- Maximum cash withdrawal amount from a UOB ATM is S$3,000 per day.
- Interest will be charged on a daily basis from the date of each Cash Advance transaction, until the date full payment is made. Please refer to the UOB Cardmembers Agreement for full breakdown on interest.
- A Cash Advance fee of 8% of the transaction amount or S$15 (whichever is greater) applies for each Cash Advance transaction, and will be charged to your UOB Credit Card.
- Funds Transfer to UOB account performed after 10pm or on Sunday and public holidays will be reflected as the next business day’s transaction in your debiting account statement. For non-UOB banks’ submission after 3.30pm will be treated as the next business day’s transaction. Please allow 2 to 3 business days for the payee bank to process the transfer.
- With effect from 22 April 2022, quasi–cash transactions (at merchants such as Marina Bay Sands, Resort World Sentosa, Dream Cruises & more) under MCC 7995 will be deemed as cash advances. Cash Advance fee will apply and interest will accrue once your card has been charged. For more details, please refer to the list of Frequently Asked Questions.
- Notice: With effect from 1 Jun 2023, the effective interest rate for cash advance charges applicable to your card account will be revised from 28% p.a. to 28.5% p.a. More info at uob.com.sg/personal/cards/news-and-announcements.page
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Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
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