How do I get started?

First, make sure you have a single-name UOB savings or checking account. Next, download the UOB TMRW app to explore our investments options.

You need to be 21 years old and above to invest.

How is different from robo-advisors? 
We are not a robo-advisor, which manages underlying portfolios by automation and algorithm, with little to no human intervention.

UOB TMRW is a digital platform built to provide you with a simple way of investing and managing your portfolio. You can choose from 4 specially curated solutions that are professionally managed by experienced asset managers that address different investment objectives.

I am not Singaporean/PR; can I invest?
Yes, foreigners are allowed to invest with the exception of U.S Persons, Canadians residents and residents of the EEA countries.

I have already completed a Customer Knowledge Assessment (CKA) at another institution. Do I need to do it again?
Yes, you will need to. This allows us to assess your level of financial knowledge.

How often should I monitor my investments?
Anytime you like on the UOB TMRW app! The Net Asset Value (NAV) of each fund is updated every business day, with the exception of fund holidays, which are determined by the fund managers and usually fall on public holidays in countries where the fund has significant exposure. 

Even if you do not monitor your investments daily, rest assured that our fund managers do, 24/7. They will proactively manage your funds and rebalance the underlying investments when necessary. You will also get monthly portfolio updates via My Portfolio page. To view your portfolio updates, click on ‘My Portfolio > Investments > Unit Trusts'.

Will I receive payouts for my investments made? If so, where do my payouts go to?
Only the United Enhanced Income Select Fund provides monthly payouts to investors. You can choose to either reinvest the payout or credit the payout into your preferred account.

I accidentally submitted my order as ‘Reinvest’ my dividends. However, my intention was to ‘Get a cash payout’, what do I do now?
Please visit a UOB branch to change your dividend instructions. 

I don’t want to redeem the full amount of my investments. Am I allowed to redeem part of it?
Yes, you can redeem the full amount or part of your investments. For partial redemptions, you must leave a minimum holding of 10 units.

After redeeming my investments, it is stated that my recurring orders will continue until I terminate them. How do I terminate my recurring orders?
To terminate, follow these steps:
Step 1: Login to UOB TMRW, and tap on ‘Wealth' at the bottom bar menu
Step 2: Scroll to the end of screen and tap on ‘Your fund orders’ icon
Step 3: On the recurring instruction (with a blue ‘Active’ status), swipe left on the card and ‘Edit’ or ‘Terminate’ options will be availed.
Step 4: Tap on ‘Edit’ or ‘Terminate’ to submit the request.

Can I switch my funds?
You can only switch between the United Enhanced Income Select and United Enhanced Growth Select funds. You can switch all or part of your units (subject to minimum fund holdings requirement).

My transaction was ‘Unsuccessful’. What do I do now?
Check that you have a stable internet connection. If there is a scheduled maintenance, try again later.

I have successfully submitted my order requests, how can I view the status of my order?
To view your order, simply follow these steps:
Step 1: Login to UOB TMRW, and tap on ‘Wealth’ at the bottom bar menu
Step 2: Scroll to end of screen and tap on “Your fund orders’ to view your order history

Will I be receiving notifications in other forms for my orders?
We will mail you hard copy statements for every successful purchase. You can also view your order status on UOB TMRW.

I would like to make changes to my recurring order, how do I do so?
Simply follow these steps:
Step 1: Login to UOB TMRW, and tap on ‘Wealth' at the bottom bar menu
Step 2: Scroll to the end of screen and tap on ‘Your fund orders’ icon
Step 3: On the recurring instruction (with a blue ‘Active’ status), swipe left on the card and ‘Edit’ options will be availed.
Step 4: Tap on ‘Edit’ to submit the request.

I changed my mind and would like to cancel the buy order that I submitted yesterday. How can I cancel the buy order?
You can cancel it within 7 calendar days and the investment proceeds will be credited to your UOB account within 7 business days after trade date.

I have submitted my order for a few days, and my holdings is still not reflecting. When can I see the fund that I have bought?
Holdings will be reflected within 3 business days if the transaction is executed on a trading day where the fund is available for subscription and redemption.