Terms and Conditions

The contents of this website are provided for general information only and should not be used as a basis for making any specific investment, business or commercial decision. You should at all times consult your professional advisers and obtain independent verification of such information and data before making any decision based thereon.

Investors should note that some of the investment services provided in this website relate to investments, the prices or values of which may rise or fall and the principal invested may not be recovered. If the investment is denominated in a foreign currency, factors such as changes in exchange rates may have an adverse effect on the value, price or income of the investment. Past performance of investments or investment management is not necessarily an indication of future performance.

The contents of this website, including these terms and conditions, are subject to changes and may be modified, deleted or replaced from time to time and at any time, at the sole and absolute discretion of the UOB Group.

Nothing in this website shall be considered or construed on the part of any member of the UOB Group as an offer or solicitation to buy, sell, give, take, issue, allot or transfer, or as giving any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits, insurances or deposits in any jurisdiction.

Notwithstanding the generality of the foregoing, the information and materials contained in this website shall in all cases be construed as an invitation to treat made in Japan. Any such invitation to treat shall be void where prohibited by law, whether by the laws of Japan or by the laws of the jurisdiction in which you are located. By making an offer to the UOB Group, which offer shall be deemed unsolicited, you warrant that such offer and any contract resulting from the acceptance thereof by the UOB Group will not be in conflict with the laws of your jurisdiction and will be made pursuant to the provisions with regard to the governing law and jurisdiction set out below. The UOB Group shall not be under any obligation whatsoever, express or implied, to reply to unsolicited correspondence, communication or email or to acknowledge receipt of the same.

This website may contain links to websites owned, controlled or offered by third parties. Access to and the use of such websites is at your own risk and subject to the terms and conditions applicable to such access and/or use. For the avoidance of doubt, by creating a link to a third party website, the UOB Group shall not be construed as endorsing or recommending any product or service offered or as verifying any information contained in any such third party website. Accordingly, the UOB Group will not be responsible for any and all information, materials, products or services (or any failure thereof) contained in or offered at any such third party website linked to this website.

Any and all information submitted to the UOB Group through this website shall be deemed to be and shall remain the sole and exclusive property of the UOB Group. The UOB Group shall be entitled to use, for any purpose and without any payment or compensation, any information including but not limited to ideas, concepts, know-how or techniques in whatsoever form provided to the UOB Group through this website.

The UOB Group does not guarantee that email messages sent to the UOB Group over the Internet will be completely secure. Under no circumstances will the UOB Group be liable for any damages incurred or sustained by you in connection with or arising from any message transmitted via the Internet by you to the UOB Group, or by the UOB Group to you at your request.

You acknowledge and accept that the inherent nature of the Internet is such that transmissions may be subject to interruption, interception, hacking, transmission blackout, delayed transmission and/or incorrect data transmission. The UOB Group will not be liable for malfunctions in communication facilities not under its control that may affect the accuracy, authenticity or timeliness of messages and transactions that may be sent and does not warrant that any identified defect will be corrected.

This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local laws or regulations. Notwithstanding anything in this website, your eligibility for all products and services on this website is subject to acceptance by the UOB Group.

Except as otherwise expressly stated in this website, the copyright and all other intellectual property rights of the contents of this website is owned by the UOB Group. No part or parts hereof may be used, reproduced, distributed, published, modified, displayed, broadcasted, hyperlinked or transmitted in any manner or by any means or stored in an information retrieval system without the UOB Group's prior written permission. Further, you may not, without the UOB Group's prior written permission, insert a hyperlink to this website or on any part thereof on any other websites or 'mirror' any material contained in this website on any other server, website or webpage.

All trade marks and service marks displayed in this website are the property of the UOB Group and, where applicable, third party proprietors identified in the website. You shall have no right or licence to download, reproduce or use any such trade marks or service marks whether for use as a link to any website or otherwise, except with the prior written approval of the respective members of the UOB Group or third party proprietors (as the case may be).

The contents of this website, including but not limited to services, products, information, data, text, graphics, audio, video, links or other items, are provided 'AS IS' and 'AS AVAILABLE'. The UOB Group does not warrant the truth, accuracy, adequacy, completeness or reasonableness of such contents and expressly disclaims liability for any and all errors or omissions whatsoever.

No warranty of any kind, implied, express or statutory, including but not limited to any warranty of title, non-infringement of third party rights, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer virus or other contaminants or other malicious, destructive or corrupting code, agent programme or macros (collectively referred to as the 'virus'), is given in conjunction with this website, or its contents, including any links to third party websites.

Without prejudice to anything contained in this website, the UOB Group shall not be liable in any manner whatsoever for any damage, loss or expense including without limitation, direct, indirect, special, or consequential damage, or economic loss arising from or in connection with:

• any access, use or the inability to access or use this website, use of or reliance on the contents of this website;
• any transaction performed on any webpage in this website;
• any loss or abuse or unauthorised disclosure of information, including customer information;
• any system, server or connection failure, error, omission, interruption, interception, delay in operation or transmission, or computer virus;
• any use of or access to any other websites linked to this website; and/or
• any service, product, information, data, software or other materials obtained from this website or from any other websites linked to this website;

even if the UOB Group and/or its agents or employees have been advised of the possibility of such damages, losses and/or expenses. This exclusion clause shall take effect to the fullest extent permitted by law.

UOB Tokyo controls and maintains this Web Site from Japan and UOB Tokyo makes no representation that the material and information contained herein is appropriate or available for use in other locations/jurisdictions. These Terms and Conditions are governed by Japanese Law and any dispute shall be subject to the non-exclusive jurisdiction of the Japanese Courts.

In the event that the laws of your jurisdiction either do not permit or impose restrictions on the access to the contents of this website, you shall forthwith discontinue access or comply with such restrictions (as the case may be).

If there are inconsistencies in the meaning between the English-language version of these terms and conditions and the terms and conditions as may be translated into any other language, the English-language version shall prevail.