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About Us
United Overseas Bank Limited
Our Corporate Milestones
Our Strategic Purpose
Board of Directors
Chairman Emeritus and Honorary Adviser
Group Management Committee
Balancing Growth with Stability for the Long Term
Chairman's Statement
Deputy Chairman and CEO's Report
Financial Highlights
Investor Highlights
Award Highlights
Building and Deepening Long-term Relationships
Emerging Stronger Together from COVID-19
Providing Customers with Seamless Connectivity Across Our Network
Innovating Solutions for Customers' Life Stages and Lifestyles
Helping Our Colleagues Make a Meaningful Difference
Governance
Financial Report
Shareholder Reference
Annual Report 2020 (PDF)
Sustainability Report 2020 (PDF)
UOB Annual Report 2020
Forging a
Sustainable Future
Learn more
He Shu
Chinese ink on rice paper
69 x 91 cm
United We Stand
UOB Annual Report 2020
Share
United We Stand
Deputy Chairman
and CEO’s Report
"Throughout this tumultuous period, we at UOB have continued in our role to help our customers build their businesses and attain their financial goals and lifestyle needs. We believe in standing right by them to weather the crisis."
Wee Ee Cheong
Deputy Chairman and
Chief Executive Officer
Learn more
Balancing Growth with Stability
for the Long Term
Chairman’s Statement
Deputy Chairman and CEO’s Report
Generating Long-term Value
Financial Highlights
Investor Highlights
Providing Sustainable Returns
Award Highlights
Being Recognised for Our Efforts
Building and Deepening
Long-term Relationships
Emerging Stronger Together from COVID-19
Providing Customers with Seamless Connectivity Across Our Network
Innovating Solutions for Customers’ Life Stages and Lifestyles
Helping our Colleagues Make A Meaningful Difference
Where We Operate
>500
branches and offices
in Asia Pacific, Europe
and North America
Canada
3
USA
3
France
1
UK
1
Asia
Australia
2
Asia
Brunei
2
Hong Kong
3
India
2
Indonesia
176
Japan
2
Mainland China
22
Malaysia
49
Myanmar
2
Philippines
1
Singapore
73
South Korea
1
Taiwan
2
Thailand
153
Vietnam
5
Close X
2020 Financial Highlights
Net Profit
$2.9
billion
-33%
Operating Profit
$5.0
billion
-10%
Gross Customer Loans
$281
billion
+5%
Customer Deposits
$325
billion
+4%
Total Assets
$423
billion
+7%
Non-Performing Loan Ratio
1.6
%
+0.1% pt
Net Stable Funding Ratio
125
%
+14% pt
Common Equity Tier 1 Ratio
14.7
%
+0.4% pt
Financial Highlights
Net profit after tax
($ million)
Return on equity
(%)
Net Profit After Tax and Return on Equity
Net Interest income
($ million)
Net Interest margin
(%)
Net Interest Income and Margin
Loan/Trade-related income
($ million)
Wealth managementincome
($ million)
Net credit card income
($ million)
Other income
($ million)
Net fee/Total income ratio (%)
Net Fee Commission Income
Customer-related income
($ million)
Other income
($ million)
Customer-relatedincome/Trading and investment income
ratio (%)
Trading and Investment Income
Staff costs
($ million)
Other expenses
($ million)
Cost/Income ratio
(%)
Operating Expenses
Allowances on
impaired loans
($ million)
Allowance on
non-impaired loans
($ million)
Total credit costs
(bps)
Credit costs on
impaired loans
(bps)
Impairment Charge on Loans
Download
Downloads
UOB Annual Report 2020
UOB Summary Annual Report 2020 (Chinese)
Financial Report
Full Financial Report
Governance
Corporate Governace
Remuneration
Risk Management
Capital Management
Pillar 3 Disclosure
Shareholder Reference
International Network
Statistic Shareholdings
Five-year Ordinary Share Capital Summary
Corporate Information
UOB Sustainability Report 2020
