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Everyone has different reasons for saving. With our selection of award-winning+ deposit accounts, you are bound to find an account that caters to your different banking needs and offer rewards that suit your lifestyle. Our accounts offer rebates, miles and even female cancer coverage, on top of the interest you will receive.
Skip to the good part and get the highest interest rate ever on your savings with One Account – now with up to 6% p.a.1 interest.
All you have to do is to credit your salary and spend S$500 monthly on selected UOB Cards.
For individual account:
It’s so easy to Stash it and let your savings grow – now with up to 5% p.a.2 interest.
That's 60 times* the interest earned on a basic savings account.
For individual account:
The only debit card and account that lets you earn KrisFlyer miles when you spend and save.
Earn up to 5.4 miles3 per S$1 spend. Accelerate miles earned to 6.4 miles3 per S$1 spend when you credit your salary.
For individual account:
Earn up to 25X UNI$ on your spend in the preferred category(ies) with UOB Lady’s Credit Card when you save in UOB Lady’s Savings Account4
For individual account:
If you do not have a Singpass to login to apply, do contact your banker to assist on your account opening.
Terms and Conditions
+ UOB is the Retail Bank of the Year 2019, and our products and services have received industry recognition and awards including Best Current Account 2019 for KrisFlyer UOB Account, Best Savings Plan Offering 2018 for UOB Stash AccountR and Deposit Product of the Year 2017 for UOB One Account. With more than 60 branches and over 1,200 ATMs* island-wide, we are able to offer customers convenience and access to our banking services throughout Singapore.
*Shared ATM network with OCBC
Deposits
1 Total interest is equivalent to current Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a. and Bonus Interest is paid up to S$150,000 balance in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.
2 Maximum effective interest rate (EIR) on the Stash Account® is 0.58% for deposits of S$100,000, provided the customer's meet Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month. Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account for each calendar month divided by the number of calendar days for that month. UOB Stash AccountR Terms and Conditions apply. Visit uob.com.sg/stash for details.
* This calculation is based on a UOB Stash Account® holder with an initial deposit of S$100,000 and who maintains a Monthly Average Balance of at least S$100,000 for 12 months. Total interest earned will be up to 1.00% p.a., more than 11 times that of a normal savings account earning an interest rate of 0.05% p.a. This calculation is for illustrative purposes only and is not a representation, warranty or assurance of the actual interest credited.
3 KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB Account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account. Monthly Average Balance is the summation of each day-end balance in KrisFlyer UOB Account for each month divided by the number of calendar days for that month. Full terms and conditions apply to all featured privileges and promotions. Visit uob.com.sg/KrisFlyerUOB to find out more.
4 i. Earn 10X UNI$ on your UOB Lady’s Credit Card: No minimum spend required. Register via uob.com.sg/ladys-enrol and select up to 2 preferred rewards category(ies) for which you will earn 10X UNI$ per S$5 spent in each calendar month. This comprises a base earn rate of UNI$1 for every S$5 spent and a bonus earn rate of 9X UNI$ for every S$5 spent (“Bonus UNI$”) on your selected preferred rewards category(ies). The maximum aggregate amount of Bonus UNI$ you can earn in a calendar month is capped at (a) 1,800 UNI$ which is equivalent to S$1,000 spent, if you are a UOB Lady’s Classic Card, UOB Lady’s Platinum Card or UOB Lady’s World Mastercard Cardmember; or (b) 3,600 UNI$ which is equivalent to S$2,000 spent if you are a UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card Cardmember. UNI$ can be converted into air miles at the conversion rate of UNI$1 = 2 miles.
ii. Earn up to additional 15X UNI$ when you save with UOB Lady’s Savings Account: You shall be eligible to earn the following Lady’s Savings Bonus UNI$ in a calendar month from 1 April 2024 to 31 March 2025 (“Promotion Period”) in accordance with the Monthly Average Balance (“MAB”) in your UOB Lady’s Savings Account if you (1) are a principal UOB Lady’s Credit Cardholder and a primary UOB Lady’s Savings Accountholder, (2) maintain a minimum MAB of S$10,000 in your UOB Lady’s Savings Account in a calendar month during the Promotion Period and (3) selected your Preferred Rewards Category(ies). The Lady’s Savings Bonus UNI$ you can earn in a calendar month is capped at S$1,000 spent on your preferred category if you are a UOB Lady’s Classic Card, UOB Lady’s Platinum Card or UOB Lady’s World Mastercard Cardmember; or (b) S$2,000 spent on your preferred categories if you are a UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card Cardmember. Full Terms and Conditions apply, Visit uob.com.sg/ladysaccount for details.
UOB Lady's Savings Account Group Cancer Plan ("Plan") is underwritten by Prudential Assurance Company Singapore (Pte) Ltd (Reg. No. 199002477Z.) ("Prudential") and United Overseas Bank Limited ("UOB") is the Master Policyholder of this Plan. You are recommended to read the FAQ and Terms and Conditions documents. For more information, please seek advice from a UOB Banker or a qualified financial adviser representative. As this Plan has no savings or investment feature, there is no cash value if the Plan ends or if the Plan is terminated prematurely. This publication is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this Plan in the FAQ and Terms and Conditions documents which can be obtained from a UOB Banker or a qualified financial adviser representative. This publication is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
This website is provided for your general information only. This website is not intended to be a comprehensive study, or to provide any offer, recommendation, solicitation or advice to buy or sell any product, and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of products is qualified in its entirety by the terms and conditions of the products and if applicable, the prospectus or constituting document of the products. This website does not take into account your specific objectives, situation or particular needs. This website should not be relied on or treated as a substitute for accounting, legal, regulatory, tax, financial, educational, career or other advice, and should not be used as a basis for making decisions. Please seek advice from your own professional advisers taking into account your specific objectives, situation or particular needs. The information contained in this website including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of the date of this publication, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained in this website, United Overseas Bank Limited ("UOB") and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. The views expressed in this website are solely those of the person(s) referred to, and reflect the person(s)' judgment, and are subject to change at any time without notice. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information in this website.
Credit Cards
1 UOB One Credit Card terms and conditions apply, visit uob.com.sg/one for details.
2 UOB PRVI Miles Credit Card terms and conditions apply, visit uob.com.sg/prvi for details.
3 UOB Lady's Card terms and conditions apply, visit uobladys.com/sg for details.
Important Notice and Disclaimers:
Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This marketing material is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above products. Acceptance of the proposal is subject to underwriting. The precise terms and conditions of the above products are specified in the policy. United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products and services stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited.
The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and exclusions of this insurance are provided in the policy contract and will be sent to you upon acceptance of your application by United Overseas Insurance Limited ("UOI"). You may wish to seek advice from a qualified adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a qualifier adviser, you should consider carefully whether this product is suitable for you. United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products and services stated herein are provided by UOI.
This publication shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advise. If in doubt, you should consult your own professional advisers about issues discussed herein. The information contained in this publication, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of the date of the article, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity contained in this publication, United Overseas Bank Limited ("UOB") and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information in this publication.
The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase these products. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether the products are suitable for you.
The material contained herein is intended as a general market commentary for informational purposes only. It does not constitute investment advice and it should not be treated as an offer to sell or a solicitation of an offer to buy any fund, security, investment product or service. The information contained herein does not constitute J.P. Morgan research and should not be treated as such. Investment involves risks. Past performance is not a guarantee or necessarily indicative of future results and investors may not get back the full amount invested. Not all investment ideas referenced are suitable for all investors. Investors should make their own investigation or evaluation or seek independent advice prior to making any investment. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. The information provided herein should not be assumed to be accurate or complete and you should conduct your own verification. References to specific securities, asset classes and financial markets and any forecast contained herein are for illustrative purposes only and are not to be relied upon as advice or interpreted as a recommendation. J.P. Morgan accepts no legal responsibility or liability for any matter or opinion expressed in this material.
Issued by JPMorgan Asset Management (Singapore) Limited (Co. Reg. No. 197601586K). All rights reserved.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
↑Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Policy Owners' Protection Scheme
These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies are automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the General Insurance Association (GIA) / Life Insurance Association (LIA) or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Copyright© 2024 United Overseas Bank Limited Co. Reg. No. 193500026Z. Prudential Assurance Company Singapore (Pte) Limited. Reg. No. 199002477Z. Information is correct as at May 2024. All Rights Reserved.
