This report is given on a general basis without obligation and is strictly for information only. Nothing in this report constitutes accounting, legal, regulatory, tax or other advice. This report is not intended as an offer, recommendation, solicitation, or advice to purchase or sell any investment product, securities or instruments. Although reasonable care has been taken to ensure the accuracy and objectivity of the information contained in this report, UOB, its employees and knowledge partners, make no representation or warranty, whether express or implied, as to its accuracy, completeness and objectivity and accept no responsibility or liability for any error, inaccuracy, omission or any consequence or any loss or damage howsoever suffered by any person arising from any reliance on the information in this report.