Five-Year Financial Highlights
2012 |
2011 |
20101 |
2009 |
2008 |
|
| Selected Income Statement Items (S$ million) | |||||
Operating profit |
3,748 |
3,248 |
3,249
|
3,331 |
3,200 |
Net profit after tax 2 |
2,803 |
2,327 |
2,426
|
1,902 |
1,937 |
| Selected Balance Sheet Items (S$ million) | |||||
Total assets |
252,900 |
236,958 |
213,778
|
185,578 |
182,941 |
Customer loans (net) |
152,930 |
141,191 |
112,440
|
99,201 |
99,840 |
Customer deposits |
182,029 |
169,460 |
142,299
|
121,502 |
118,171 |
Shareholders' equity 2 |
25,080 |
22,967 |
21,473
|
18,986 |
15,573 |
| Financial Indicators (%) | |||||
Return on average ordinary shareholders' equity |
12.4 |
11.1 |
12.9
|
11.9 |
12.2 |
Return on average total assets |
1.18 |
1.06 |
1.24
|
1.06 |
1.07 |
Expense/Income ratio |
42.3 |
43.0 |
41.0
|
38.4 |
39.0 |
Non-performing loans ratio |
1.5 |
1.4 |
1.8
|
2.2 |
2.0 |
Basic earnings per ordinary share (S$) |
1.72 |
1.43 |
1.52
|
1.19 |
1.25 |
Net asset value per ordinary share (S$) |
14.56 |
13.23 |
12.51
|
11.17 |
8.90 |
Net dividend per ordinary share (cents) 3 |
70 |
60 |
70
|
60 |
60 |
Dividend cover (times) 3 |
2.54 |
2.47 |
2.25
|
2.10 |
2.14 |
Core Tier 1 capital adequacy ratio |
13.1 |
11.9 |
13.3
|
11.9 |
9.0 |
Tier 1 capital adequacy ratio |
14.7 |
13.5 |
15.3
|
14.0 |
10.9 |
Total capital adequacy ratio |
19.1 |
16.7 |
19.8
|
19.0 |
15.3 |
| Share Price (S$) | |||||
Highest |
20.23 |
21.00 |
21.08
|
20.08 |
21.70 |
Lowest |
15.15 |
14.42 |
17.80
|
8.07 |
10.40 |
Average |
17.69 |
17.71 |
19.44
|
14.08 |
16.05 |
Last Done |
19.81 |
15.27 |
18.20
|
19.70 |
12.92 |